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Fast Home Ownership made Easy As!

Speedy Home Ownership, Finance for ex bankrupts and retirees, First Home Buyers and investment property loans are just a few of the specialties offered by Easy As Financial Services.

Chris Childs and Brenda Andrews have taken the home loan market by storm, making fast home ownership a reality for many Central Queensland families. Everything from buying your first home, refinancing all of those purse draining credit cards and loans through to planning your own monopoly board of investment properties.

Their biggest focus is on teaching their clients the tricks of beating the banks and saving thousands of dollars in wasted fees and interest, and taking years off their standard home loans. An example of this is they have succeeded in reducing a loan from a 25 year term to less than 7 years just by changing the way the client was doing their banking. The service offered by Chris and Brenda includes a financial needs analysis - which in simple terms means looking at where you are now and where you want to be in the future … and then developing a plan to help you get there, and unlike most banks, we continue to assist and monitor your progress long after the loan process is complete, ensuring you are staying on track with your new way of banking and assisting you with your other goals, for example buying a beach house or investment property.

Credit rating challenges are also handled easily by Chris and Brenda, who have had years of experience in finding banks that suit every situation. They have been able to assist in getting finance approved for a number of people who had credit rating problems ranging from being a discharged bankrupt through to multiple black marks on their ratings.

Bad Investments have also been a growing trend in the local area, with many Central Queenslanders being seduced by 'southern investment companies' to buying over valued Gold Coast properties. Often they have had to help refinance losses of tens of thousands of dollars due to the failure of these investments. Chris Childs comments: 'It is criminal that these companies are able to continue to prey on the ordinary hardworking Mums and Dads, and inflict such expensive investment mistakes, which can set them back years in their future planning.' Often it pays to think about what you are getting into, for example, if the company is paying for you to fly south, supplying luxury accommodation and paying sales people huge commissions to convince you to buy, talking about tax breaks too good to be true, it often is too good to be true. - be careful!

Retiree lending is one of the newest and most exciting products to come onto the finance market recently and Easy As Financial Services specialise in assisting aged pensioners and retirees with finance that doesn't have to be repaid. Sounds amazing, but as Chris explains: 'Most pensioners have very little cash but own their homes, which over the years have continued to increase in value. Few of them are aware they can use this asset like a bank account and withdraw money from the equity (house value) which can be used to make life a little easier. For example Rockhampton has an extremely high council rates debt amongst pensioners, and as well as putting their ownership at risk, the amount is increasing with interest once it is overdue. Rates bills, medical bills and improving everyday living standards are just a few of the things the money can be used for. Most retirees worry about organising this type of finance because they feel it may reduce their children's inheritance, but I find most children would prefer to see their parents happy and healthy and not stressing over things like rates debts. Often parents need coaxing by their children to look into this type of finance.'

Self Employed people often find getting finance difficult because of all of the financial paperwork required. With the introduction of Low Documentation loans, getting a loan whilst being self employed has never been easier. Easy As makes all types of finance easy as to obtain, with a happy and enthusiastic team behind them Chris and Brenda invite you to see just how pain free finance can be.

The most regular comment Chris and Brenda hear from their satisfied clients is "I just wish I had known about this years ago!" So why wait, call Easy As Financial Services today and find out how they can help you with your finance needs, and learn how to own your home or investment property faster!

And the best thing is … they are local! Phone them on 49237301 or drop in to see them at 104 Fitzroy Street (right next to McDonald's Car Park)